North Cook News

Illinois Gov. JB Pritzker has announced the grand opening of the Home Repair and Accessibility Program (HRAP), which aims to provide $15.3 million in loans to preserve existing housing and to invest in underserved communities.

“Every Illinoisan deserves housing that is safe and accessible—no matter their economic status or zip code,” the governor said in a recent WAND news report. “This $15.3 million home improvement grant program will provide low-income and disabled Illinoisans with the resources and support they need to stay in their homes—all while investing in communities that have been underserved for far too long.”

The funds will be overseen by the Illinois Housing Development Authority (IHDA) and will be administered through 36 local government and nonprofit organizations that have experience operating and administering homeowner rehabilitation assistance programs, the report said.

Those deemed eligible for the program could receive up to $45,000 in home repair assistance through a five-year, forgivable loan. To be eligible, homeowners must be at or below 80% of area median income based on household size, reside in a single-family home, and be up to date on their mortgage payments.

To be eligible for the rehab program, properties must have documented health and safety issues or concerns, such as mechanical, electrical, structural or plumbing problems that undermine the integrity of the home; WAND reported. Properties eligible for accessibility must require accessibility improvements to assist an occupant with a disability or mobility impairment.

“Any eligible homeowner who has been putting off critical infrastructure repairs to their home should act now and contact a grantee,” Rob Anthony, president of Community Partners for Affordable Housing (CPAH), said in the report. “HRAP will provide up to $45,000 to help fix your home and ensure you are able to stay in your community surrounded by family and friends.”

The program is funded through the Illinois Affordable Housing Trust Fund, which is funded through a portion of the State's receipt of real estate transfer taxes. To apply, Anthony encouraged property owners to reach out to one of the applicable agencies through the IHDA.